1.

TERMS OF BUSINESS

Terms are cash only (staff are not allowed to offer credit) and bets are accepted according to the rules, which staff do not have authority to vary.

The minimum stake accepted on a slip is 5p but if, in error, a bet is accepted for less than that amount, it will stand for the amount paid. Maximum stake for certain events is set out in the rules for those events but we reserve the right to refuse any bet, or part of a bet.

We also reserve the right to refuse settlement on any bet which cannot be substantiated by reference to our photographic/computer imaging evidence of the day's business. No claim for payment can be entertained unless it is made within 6 months of the event taking place.

Deductions to cover Betting Duty will be made from winning returns where applicable, subject to deduction of tax at the current rate, unless the backer has prepaid this tax when placing the bet.

These rules govern settlement of all transactions and any exception or amendment made by advertisement in the press, or by notice displayed in our offices is to be read as part of these rules. Any bet or part of a bet which is precluded by these rules will be void.

We reserve the right to refuse admission of any person to our betting offices. Persons under the age of 18 are forbidden by law to be on the premises.

2.

WE PAY "FIRST PAST THE POST"

"First Past the Post" applies to all win and place bets, forecast and tricast wagers on horse races.

"First Past The Post" Does Not Apply and the "Official Result" will apply:

Where the race is declared void.

Where the horse is placed first in error by the judge.

Where the horse has taken the wrong course.

Where a horse fails to weigh in, or carries the incorrect weight.

Tote and ante post wagers.

Objections, disqualifications and amended results subsequent to the „weighed in? announcement will be disregarded.

DOUBLE RESULT

Where we offer Double Result we Pay Out on both F.P.T.P. & Official Result on

all UK, Irish & Foreign Horse Races where Bookmakers operate on course

or where an Industry SP is returned.

3.

"OFFICIAL RESULT" OPTION

S.P. Bets are accepted for settlement on the official results only where the backer exercises his option for the same, by clearly stating "O.R." on the betting slip at time of placing the bet.

Objections, disqualifications and amended results subsequent to the „weighed in? announcement will be disregarded.

4.

CLIENTS RESPONSIBILITY

Onus is on clients to ensure the bets are written clearly and that the spelling, timing, instructions and staking are correct and complete so that they cannot be misunderstood, and that bets are placed before the off is signaled for any race involved, or before our off-slip (where we use this procedure) for the race has been processed.

Clients should check receipts to verify that the amount paid has been correctly recorded. Receipts must be retained by the client until all bets on it can be fully settled. Returns due will be paid on surrender of the counterfoil/receipt. A slip cannot be altered or amended once any selection on it has run.

Bets cannot be changed or cancelled if a price has been taken on a selection.

AMBIGOUS INSTRUCTIONS

Where a price has been marked on a slip that contains an ambiguous selection, price will be used to determine intent (eg England Soccer /England Rugby). Where no price is indicated Soccer will take precedence. If any ambiguity remains stakes will be divided.

 TELE-BETTING TERMS & CONDITIONS

Customers must be over 18.

In the interest of clients and staff all telephone calls are recorded.

It is the clients responsibility to ensure that instructions are correct when repeated back by the telephonist.

Minimum stake of €5 per call.

BANK CARD BETTING ACCOUNTS

If there are no funds in your Tele-Betting account transactions will be debited directly from your Bank Card.

Any winnings that accrue will remain in your Tele-Betting Account until you request them to be sent to you be cheque.

DEPOSIT BETTING ACCOUNTS

The onus is on the customer to ensure that sufficient funds are in their Tele-Betting Account to satisfy any betting transactions.

Cash may be deposited at any of our branches.

Cheques can be requested or Cash may be collected at any of our branches providing you have made such arrangements by contacting the Tele-Betting centre beforehand.

Statements will be provided upon request.

5.

ACCEPTANCE OF BETS

Subject to these rules, bets will be accepted for all meetings held under the rules of The Jockey Club, the Irish Turf Club, the greyhound meetings of the BAGS service and those NGRC meetings categorised under our rules, provided that, in each case, the programme and results are published in The Racing Post. Wagers will also be accepted on events of public interest and for races abroad which, from time to time may be advertised in our offices or in the sporting press, and for local greyhound meetings according to notices placed in our branches. We do not accept Tote bets for Irish Racing.

Bets may be placed by writing selections and instructions on a betting slip then handing the slip, together with the full amount of stake money, to a member of staff.

The slip will then be passed through a cash register (and immediately photographed in a microfilm camera, or computer imaging device). A carbon copy receipt/slip bearing details of the bet number, time recorded, date and amount of stake paid will then be issued to the backer. Unless the bet is dealt with in this manner, we cannot accept any liability. We reserve the right to void any bet when we are not satisfied with its bona fides.

Where computer imaging is not used the top copy of the betting slip must remain in our possession and staff are instructed that they must not hand back the top copy to clients under any circumstances. If, for any reason, a top copy is inadvertently returned to a client, bets on that slip will be void and stakes returned.

All bets are taken to be for the day of issue (or the next time the selection play), unless clearly specified otherwise, by the client on the slip.

Should there be any doubt whether a bet refers to horses or greyhounds, horse racing will be given preference. But if numbered selections are given, and doubt exists, the bet will be taken as for greyhound racing.

A line drawn across a slip indicates the end of bets above that line and the start of a new bet beneath it, except where the client has made it clear that this does not apply.

In all cases where bets, or parts of bets, are made void, stakes on singles will be returned, but in multiple bets the void selection will be treated as a non-runner.

Postal bets, or bets put through letter boxes at branches are not accepted, and all such bets will be void.

We reserve the right to refuse the whole or part of any bet offered. We also reserve the right to correct any obvious errors.

6.

TIME OF ACCEPTANCE

The time at which a bet is recorded on microfilm/computer governs settlement.

If, at the time the bet was made, the race or the event was resolved, or the client could have had an unfair advantage, the selection will be made void.

Where an official off is not signaled by SIS, bets will be accepted up to the advertised time of the race, and in such cases any bet on a slip timed later than the advertised time of the race will be void.

7.

SETTLEMENT OF BETS

The advertised times of races, the runners, returns and results as published in The Racing Post will govern settlement of all bets, errors and omissions excepted. Unless otherwise provided for in our rules, all bets will be settled at Starting Price, with the place part of each-way bets settled by the place terms set out in our rules and displayed in our offices. Each-way accumulative bets are settled win-to-win, place-to-place.

Selections in races where an S.P. would be expected and no S.P is returned will be treated as non-runners.

Where the same selection is included more than once in a multiple bet, or where selections from the same race are included, stakes will be divided equally in those parts of the bet where such selections clash. If, however, one of the selections is also entered for another race on the day, the bet will be settled as for the races in which they do not clash. In any race of fewer than 5 runners, all place money goes on to win. In accumulative wagers, the bet reverts to normal place odds in other races, according to the number of runners in each race.

S.P. place bets are not accepted unless at least an equal amount is invested to win. Any place stake in excess of win stake will be void and returned to the backer. When special place betting is returned or provided for a race, this will rule settlement of all place bets on the race.

Speciality bets will be settled according to special rules issued for such bets but for any eventuality not covered in such special rules the terms of these general rules will apply. (i.e. non runners will necessitate a rule 4)

Horse matches - laid up to first show, doubles and upwards accepted unless stated otherwise. Bets are settled FPTP, finishers as returned by The Racing Post. Where both horses failed to finish bets on that match will be void. Non-runner no bet.

Sporting Specials - if there are any non-runners bets will be settled on the remainder of the selections at the relevant prices. Extra time does not count unless otherwise stated.

Distance Betting - when Dead Heats occur, bets are settled as half stakes on less than and half the stake will be on a loser.

Horse winning distance bets which do not have over/under/exactly clearly stated will revert to a win single on the selection at SP. Prices are not indicative of intent.

8.

EACH-WAY BETTING AT STARTING PRICE AND BOARD PRICE

The following place terms apply for all horse racing wagers struck at starting price or Board prices.

In a field of 5, 6 or 7 runners we pay one quarter of the win odds for first and second.

In a field of 8 or more runners we pay one fifth of the win odds for first, second and third.

In handicap races of 12 to 15 runners we pay one quarter of the win odds for first, second and third.

In handicap races of 16 or more runners we pay one quarter of the win odds for first, second, third and fourth.

In all races of 4 runners or less betting is win only.

9.

FAVOURITES & UNNAMED SELECTIONS

S.P. bets will be accepted, win only, first and second favourites in horse racing, and first favourites only in greyhound racing, and the place part of any such bet accepted in error will be void.

The favourite is the horse quoted in the official starting price returns at the shortest odds, the second favourite is the horse quoted at the next shortest odds, and so on. If two horses are quoted at the same odds and those odds are shorter than those quoted for any others, then these two are equal first favourite and second favourite. If two or more co-favourites are thus selected, the backer's stake will be divided equally between or among them.

When a returned favourite does not come under starter's orders and is withdrawn, then that favourite will be treated as a non-runner. The only exception to this provision is in the case of PLACEPOTS and QUADPOTS, where, if the favourite is withdrawn, the next lowest price horse is then taken as substitute for a non-runner which, under the particular bet rule, has to be replaced by the favourite.

Any favourite bet or unnamed selection such as a trap number, in a single bet which is untimed or incorrectly timed but has the meeting nominated will be settled for the next race to go off at that meeting after the time of acceptance of the bet (subject to our off-slip procedure when applicable). In accumulative bets, however, such a selection will be void. When a favourite bet does not have the meeting nominated, the bet will stand for the races timed, providing those times do not clash with other races with the same advertised race time. Where times of such races clash, the stake will be apportioned to those races having the same advertised times, whose results are being given race by race on SIS.

The same applies to numbered selections except that the stake is only divided over those races where the times clash and numbered selections appear.

Where combination or accumulative bets are involved and the client makes clear by the exact times given, that only one meeting can be intended, he will be on that meeting, even if some race times clash with races at other meetings. Thus, if a bet is a yankee on 2.00, 2.35, 3.05 and 3.30 and those are race times at Ascot, the bet will be on that meeting, even though there are other meetings with races at 2.00 and 3.30.

Any favourite bet with no meeting, race time or any other indication of the race intended, will stand for the earliest advertised race, horse or greyhound, still to be run (for this definition Virtual Racing does not apply). With accumulative bets the selection(s) concerned is void and treated as a non-runner.

Where time and meeting are stated but no selection given, the bet will be on the first favourite for that race.

10.

LATE WITHDRAWALS

In all horse races, excluding ante-post bets, if a horse is withdrawn not under starter's orders, bets will be settled in accordance with Tattersalls Rule 4 (c) which lays down that backers of withdrawn horses will have their stake refunded. When there has not been time to re-form the market, deductions are made from winning returns on the race (exclusive of stake) according to the table displayed in offices. When there has been time for a new market to be formed, deductions will apply only to bets at screen or board prices struck prior to the announcement of the withdrawal.

11.

DOUBLE ENGAGEMENTS

An untimed single bet for a selection which has more than one engagement will be timed for the first race in which it runs, unless an "If absent" selection is also given on the slip, when this will be taken as timing the bet for the race where both were engaged.

Where a selection is doubly engaged and is timed by the backer, it will be settled as a bet for that timed race only. Where it is untimed or incorrectly timed, the bet will be on the first race where it runs, after the time of acceptance.

If two selections one of which is doubly engaged, are included in an accumulative bet, and run in the same race, the one which is doubly engaged will be deemed to be timed for the race where they do not clash. If both are doubly engaged, the selection written first on the slip will be timed for the race in which it runs, and the other timed for the race where they do not clash. This does not apply to single bets, which will be treated as entirely separate bets.

12.

DISPLAYED PRICES

The following applies to bets at "List Prices" or at "Displayed Prices" on screen or board. Prices will be laid on events with 3 or more runners. Any price given or taken in error for a horse/greyhound race of fewer than 3 runners will be settled at S.P. Where a displayed price is taken, it will apply to the selection wherever it appears on the slip, unless instructions written on the slip specify otherwise.

If there are any palpable errors in prices laid, transmitted or marked-up, the bet will be settled at the corrected price for the time the bet was made, or at S.P. whichever is the greater.

Should a horse be withdrawn, whereby Tattersalls Rule 4 (c) would apply, no displayed prices can be laid after the withdrawal, unless there has been time for a new market to be formed.

In "List Price" or "Early Price" bets, if any of the listed horses do not run, stakes will be refunded on the withdrawn horses and all winning returns from the race will be subject to deduction on the Rule 4 (c) scale, depending on the listed odds of the withdrawn horses. Prices may not be taken on unnamed favourites or after the off in any race.

13.

FORECASTS

Subject to the following rules, straight forecasts are accepted in singles/doubles and trebles.

Forecasts are available in races of 3 or more runners and will be settled in accordance with the computer straight forecast dividends. In races where no CSF dividend is returned, the NSL straight forecast chart will be used. Where no S.P is returned, forecasts will be void. Forecasts inadvertently accepted in races with only 2 runners, will be settled as a win single on the selection nominated to finish first (with tax deducted if applicable).

Unnamed favourites cannot be used in forecasts, where selections must be named or numbered, and forecasts including a "fav" selection will be void. Where a non-runner appears in a forecast, or if the same selection is repeated the total stake will be invested on a win single at S.P. on the remaining runner, with returns subject to deduction of tax at the current rate.

Where instruction is for Forecast (F/C), selections must finish first and second in the order written. Should instructions be for reversed forecast with only one stake given, the stake will be divided and the bet settled as a reverse forecast. Returns for forecast doubles will be calculated by multiplying the appropriate return for each forecast. Written instruction for a selection with the field or a selection against the field will be taken as for the selection to win. Instructions for the field with, or the field against, will be taken as for the selection to finish second.

Where 3 or more selections are given, settlement will be made as a full combination of forecasts. If a smaller number of combinations than the full permutation are required, the slip must make this clear.

Where a permutation is used which could apply either to forecasts or tricasts and neither is specified, the bet will be settled on forecasts.

Where a backer nominates for a forecast 2 selections in different races and one of them is not doubly engaged in the same race as the other, the stake will be divided on singles, and if the instructions were for reversed forecast, on each way singles.

In races where only 1 horse finishes, forecast bets with the correct 1st place horse will be paid as an SP single on that selection. All other forecast bets will be losers.

14.

TRICASTS

Tricasts, in which selections must finish first, second and third in that order in handicaps of 8 or more runners and in certain other races, are accepted in singles only. Stakes for tricast doubles or trebles, where taken in error, will be divided equally to cover each tricast race in singles only.

Bets accepted for races not specified, or for which no tricast dividend is declared, will be settled as computer straight forecasts on the selections nominated to finish first and second, with the selection nominated for third place disregarded.

Only named selections or racecard numbers will be accepted in tricasts, with name taking precedence where both are used and there is a discrepancy, and any bet containing an unnamed favourite will be void, win or lose.

Should a tricast contain a non-runner the total stake will be invested on a straight forecast on the remaining selections in the order written. In the case of a full cover combination, the total stake will be divided equally as a reversed straight forecast on the remaining 2 selections.

Should there be 2 non-runners the total stake will be invested on a win single at S.P. on the remaining runner, with returns subject to deduction of tax at the current rate. For the purposes of settlement, a permutation is considered as a series of straight tricasts.

Tricasts will be settled in accordance with the official computer return, from which tax has already been deducted. If fewer than 3 finish in a race, a dividend will be declared on those that finish.

15.

TOTE BETS

We do not accept favourite bets at Tote odds except in the Placepot and Quadpot.

Place only tote bets are not accepted and if taken in error, will be equally proportioned to win and place.

We do not accept Tote bets for Irish Racing unless advertised for specific meetings. If Tote bets are accepted in error bets will be settled at SP.

Where instruction is for Exacta selections must finish first and second in the order written. Should instructions be for reversed exacta with only one stake given, the stake will be divided and the bet settled as a reverse exacta. An Exacta which includes a non-runner is void.

Where instruction is for totetrifecta the selections must finish first, second and third in the correct order in a race of 8 or more runners nominated daily by the Tote. If a Trifecta is accepted for a race in which no Trifecta return is made then stakes will be settled on the Tricast return. A trifecta which includes a non-runner is void.

16.

PLACEPOTS

These are accepted under the special rules on the entry forms and limits displayed in office.

1. Placepots are accepted at horserace meetings in Great Britain where an official Tote Placepot pool operates.

If a Placepot bet is inadvertently accepted for any other meetings, it will be settled as a normal each way accumulator at S.P. with the stake divided.

If any leg of the Tote Placepot is a walkover, or is void, or is abandoned, or there is no official result declared for any reason, and is not re-ran on the same day, then the pool will be settled on the remaining legs, i.e. every selection in that leg is deemed to have been successful, provided at least one leg of the bet takes place.

2. For a Placepot bet to be successful, a selection must be placed in each of the first six races at the meeting nominated as defined below:

In races of 4 or less runners - 1st only (unless a Tote Place Dividend is returned on the selection).

In races of 5, 6 or 7 runners - 1st or 2nd.

In races of 8-15 runners - 1st, 2nd or 3rd.

In Non-Handicap races of 16 or more runners - 1st, 2nd and 3rd.

In Handicap races of 16 or more runners - 1st, 2nd, 3rd and 4th.

Any bet which includes named selections for races other than the specified races or is placed after the first Placepot leg, will be settled as a normal each way accumulator at S.P. with the stake divided.

3. Unnamed First Favourites are accepted. Where there are joint Favourites the one with the lowest racecard number will be taken. If the Favourite is withdrawn the next shortest priced runner will be used and should there be more than one, the horse with the lowest racecard number will be taken. Unnamed Second and Third favourites are not accepted and any bet including such selections will be made void.

Where the Favourite is nominated and no S.P. is returned, the shortest priced runner as forecast in the Racing Post will be used.

4. In event of any of the following occurring, the Favourite will be used as the selection:

Where the selection nominated becomes a non-runner.

Where the selection has been omitted or cannot be understood.

Where the number nominated does not correspond with any racecard number involved in that leg.

5. Where no meeting is stated and it is clear by all the numbers nominated that only one meeting could possibly be intended, then the bet will be settled for that meeting, otherwise the bet will be taken to be for the principal meeting as published in the Racing Post.

6. In the event of no Placepot dividend being declared, bets will be settled as a Place Accumulator at the appropriate S.P. place terms.

7. The maximum that can be won by one customer on any one day's Placepot betting is governed by our General betting office rules under maximum winnings.

8. In Quadpots selections must be placed in each of races three to six at a nominated meeting and are settled in accordance with Placepot rules.

9. Bar One Racing General Betting Office Rules apply to all instances not covered by these Special Rules.

17.

EXCLUSIONS

We regret we do not accept favourite bets at Tote odds except in Placepots and Quadpots. We do not accept Tote bets on any Irish racing, even if on full service. We do not accept Tote bets on greyhound racing, and any taken in error will be settled at S.P. under our general rules. With the exception of Placepots and Quadpots, we do not accept Tote odds for any of our speciality bets and, if taken in error, they will be settled at S.P. In the case of such speciality bets involving forecasts, no bonus or consolations will apply. All Tote bets are subject to the same rate of deduction for tax as S.P. investments.

18.

INCORRECT AND INSUFFICIENT INSTRUCTIONS

An incorrectly spelled name is not necessarily invalid, so long as it is clear what the punter's intentions were. If a named selection is wrongly written so that more than one horse could conceivably be intended, the stake will be equally divided between or among the selections involved.

A named selection which is not doubly engaged but is timed for the wrong race or a different meeting, stands for the race in which it runs.

If a horse and dog of the same name run on the same day, and it is not clear which is the selection, the bet will be settled as on the horse. But if the bet is placed after one of the two has run, it will be on the one still to run.

If a horse and virtual runner of the same name run on the same day, and it is not clear which is the selection, the bet will be settled as on the horse. But if the bet is placed after one of the two has run, it will be on the one still to run.

When the only difference in name between two runners engaged on the same day is the suffix of the country of origin eg Fr for France, bets will be settled as on the one with no suffix, unless a determining race time or suffix is shown on the slip. If both names contain a suffix but your bet states neither it will be settled on the first one to run after your bet is placed unless the time indicated makes the selection clear.

Where all selections are made, from different events, and a single stake is stated then the bet will be settled as win only in accordance with following table.

1 selection - win single

2 selections - win double

3 selections - win Trixie

4 selections - win Yankee

5 selection - win Canadian

6 selections - win Heinz

7 or more selections as full cover doubles, trebles, etc.

The above win bets will be settled as eachway (E.W.) only when this is stated on the betting slip.

Where two or more selections in the same race are stated and no instruction given, the bet will be settled as a forecast with the stake being divided over the greater number of bets from the selections stated (i.e. full cover). Where it is impossible to determine the intention of a bet as shown above then the stake will be divided over all the selections as win singles.

Football bets will be treated as accumulators.

Where meeting and time are given, but no selection, it will be taken as for the S.P. favourite.

Where a single stake and name of a selection are given with no instruction, the bet will be taken as for a win single. Where a client stakes a through-the-card bet for fewer than the number of races that are on the programme, the stake will be apportioned to cover all the races on the card.

Where instructions are so illegible that they cannot be understood, the bet will be void.

19.

STAKE MONEY: too little or too much

(a) If insufficient cash is paid to cover the bet as written on your slip, settlement is made in accordance with the stake as recorded by our cash register on your receipt at the time of placing your bet. With various bets on one slip the whole slip will be settled in proportion. In other words, the total return will be calculated from your slip as written, then multiplied by the actual cash paid and divided by the amount you should have paid.

(b) If too much cash is accepted by mistake for the bet you have written down, the excess cash will be refunded on production of your receipt, after all your selections have run.

(c) If your slip shows fewer than the correct number of bets, the return is worked out proportionally. We multiply what should have been the full return by the stake you actually paid. This is then divided by the amount you should have paid.

(d) If your slip shows more than the correct number of bets, it is settled to the correct number at the stake unit you request, and the excess cash refunded to you after all your selections have run.

Example for (a)

2 bets written on one slip

(1) 10p win Yankee (4 selections).

(2) 20p E.W. Patent (3 selections).

Incorrect total stake paid €2.50 should be €3.90

The bets are calculated as written then returns x €2.50 and divided by €3.90

Example for (c)

(1) 4 selections, bet is 4 x €1 Doubles and 1 x €2 Accum. Stake paid €6.00, settled as 6 x €1 Doubles

and 1 x €2 Accum.

Returns are x €6 and divided by €8.

20.

ANTE POST

Ante-post bets are accepted at quoted prices up to 10am on the day prior to the event (except for certain group 1 and grade 1 races which have 48 hour declarations) , on the basis of all-in, run or not, entered-or-not, so long as entry was not precluded by the conditions of the race. Returns for accumulative bets will be settled in the same manner as S.P. bets.

The only exceptions are:

If a race is postponed to another day and overnight declarations stand, then Ante Post bets stand however single ante-post bets will be void if the race is abandoned, declared void, or if the conditions of the race are altered after the bet is made. In any such cases, accumulative ante-post bets will stand on the remaining legs, at the prices laid on the selections in those races, with a double becoming a single, treble becoming a double, etc. In the event of horses being withdrawn under jockey Club rules to limit the number of starters in a race, all ante-post bets on such horses will be void. Liability of layers against the horses remaining will be reduced on both win and place parts of such bets. In accordance with the rate to be announced before the race by Tattersalls Committee, dependant on the odds available against the withdrawn horses at the time of the official withdrawal.

Bets are executed at the price ruling at the time of handing in the bet. We reserve the right to correct any palpable errors.

Each-way bets are calculated win-to-win, place-to-place, and for the place part the fractional odds and number of places relating to each event will be those pertaining at the time of acceptance. Any excess of place over win stake will be void and that part of stake refunded to the backer. Place only bets, "any-to-come" and forecasts are not accepted ante post. When the same selection is taken to win two or more races in ante-post doubles or trebles, special odds will be laid and those will govern settlement.

21.

LIST PRICES

A bet at list price made on the day of the race or after 10.00am on the previous day is not an ante-post bet and, in the event of any withdrawals, the withdrawn horse will be treated as a non-runner. Returns from bets on other horses in the event will be subject to deductions on the Rule 4 (c) scale, depending on the listed price of the withdrawn horse or horses.

22.

DEAD-HEATS

In the event of a dead-heat for first place, the stake money on a winning selection will be divided by the number of winners in the dead-heat and full odds will be paid to the divided stake with the remainder of the stake lost.

A similar rules applies in place betting where, as a result of a dead-heat, more than the required number of horses are placed.

23.

POSTPONEMENTS

If a programme is postponed, all S.P. bets will be void (unless precluded by press announcements). If races are set back in time because of weather conditions, the settling of all bets for the meeting will be governed by the original advertised race times.

24.

FOREIGN RACING

Bets are accepted for important races abroad only as advertised in our offices and in press advertisements. Bets at our "list prices" will be settled under our general rules. There is no S.P. in most countries and bets (not at "list prices") will be settled according to the industry returned SP when provided by SIS. Where there is no industry returned SP then we settle bets at the Pari-mutual/Tote returns for the appropriate pools, without any tax deducted. Bets on unnamed favourites are not accepted in Tote pools and where taken in error will be void.

In each-way bets the place part will be settled by the place pool except in USA races where the "Show" pool (1,2,3) will be used and "Place" returns (1,2) when 7 runners or less.

Win bets in French races, not at "list prices", will be settled under the French rules where horses in the same ownership (or part ownership) are coupled, although they run independently so far as place bets are concerned. The same ruling applies if a trainer officially declares horses in his charge coupled.

Forecast bets on French racing will be settled according to the "Jumele" returns and, where there are:

Less than 4 runners - no forecast.

4 - 7 runners - exacta forecast only.

More than 8 runners - dual forecast.

Please note that in some rare cases when horses are coupled in 8 runner races in France straight forecast only will be allowed.

Only 3 places declared even in races with more than 15 runners.

Dividends in France are declared to 1 euro unit.

Bookmakers do operate at Belgian trotting, so normal S.P. conditions apply, except that "coupling" applies to all bets, including Place and Forecast. Should a "Coupled" horse not run, stakes are returned only in bets nominating that horse. Place terms are determined by the number of quotations, taking coupling into account, and not the total number of runners. In the event of withdrawals, show price bets are settled at S.P. Forecast dividends declared, but Tricasts do not operate. Should two coupled horses be chosen in a forecast, that bet will be settled as win single.

Dividends in the USA are declared to a $2 unit.

In Germany a straight forecast will be returned on all races of 4 or more runners.

Dividends in Germany are declared to a one (1) unit stake.

In Italy when there are less than 4 runners there is no forecast declared . 4 and 5 runner races there is a straight forecast only. When there is more than 5 runners dual forecast only. No tricasts are declared.

Please note that in some rare cases when horses are coupled in 6 runner races straight forecast only will be allowed.

25.

LATE WITHDRAWALS

Where a horse is withdrawn before coming under Starter's orders, or is officially deemed by the Starter to have taken no part in the race, stakes will be returned on the withdrawn horse and winning bets will be subject to deductions in accordance with Tattersalls' Rule 4(c):

In the case of bets made at a price on the day of the race before it has been officially notified that a horse has been withdrawn before coming under Starter?s Orders, the liability of a layer against any horse remaining in the race, win or place, will be reduced in accordance with the following scale depending on the odds current against the withdrawn horse at the time of such official notification.

- Bets made at Starting Price are not affected, except in cases where insufficient time arises for a fresh market to be formed, when the same scale of reductions will apply. In the event of the withdrawal of one or more runners in circumstances which would lead to only one runner and therefore a "walkover", all bets on the race will be void. The race will be considered a "walkover" for the purpose of settling bets.

- For the purpose of this Rule, the non-appearance of the number of a declared runner in the Number Board shall be held to be an official notification of the withdrawal of such horse before coming under Starter?s Orders.

-          Ante-post bets, being bets laid prior to the official declaration of runners, are not affected; but bets laid at a price after this time will be treated in the same way as course bets and will become subject to the provisions of Tattersalls' Rule 4(c), when a horse whose number appears subsequently in the number board does not come under Starter?s Orders.

26.

SPECIALS

Where we offer Double Result, i.e. Pay on both First Past the Post and Official Result, this will not apply to the following bets or circumstances:

bets which rely on Tote dividends (i.e. Placepots, Jackpots, Quadpots, etc), Meetings Total Winning Distance Markets and Favourites Markets will be settled as official result;

Horse 'Match Betting' and 'Betting Without' races are settled on a First Past the Post basis.

Lucky 15/31/63, bonuses apply to Horses & Greyhound racing only. Bets containing Non-Runners or void selections will not qualify for win bonuses or consolations. Bonuses and consolations do not apply to place parts of these bets.

27.

DISTANCES

Where we offer a fixed odds bet on selected Horse Race meetings based on predicting the total of the winning distances for all races at that meeting.

1. The following list represents the numeric unit that is used in the calculation for distances less than a length:

Short Head 0.10 Lengths

Head 0.20 Lengths

Neck 0.30 Lengths

Half Lengths 0.50 Lengths

1 Length 1.00 Length etc

2. The maximum distance for a single race is 12 lengths for flat racing and 30 Lengths for National Hunt.

3. In the event of a walkover, 2 lengths will be awarded to a flat race and 6 lengths will be awarded to a national Hunt Race.

                4. If any races are abandoned then all bets will be void unless further races could not affect the result.

28.

FIXED ODDS FAVOURITE BETTING

Where we offer a fixed odds bet on selected meetings it is based on a points system for the finishing positions of favourites in each race. The aim is to correctly predict the total number of points for the finishing positions of favourites in each race at the specified meeting.

1. The following is a list of the number of points awarded for the relevant placing of favourites, regardless of the number of runners.:

First Place 25 Points

Second Place 10 Points

Third Place 5 Points

2. If the favourite is withdrawn or in the event of a walkover then 10 points is awarded for that race.

3. If there are joint or co-favourites then the selection will be the one with the lowest race card number.

4. If any races are abandoned then all bets will be void unless further races could not affect the result.

29.

GREYHOUNDS

Greyhounds will be settled as per Official Result. An unnamed selection bet nominating one BAGS meeting but giving a race time of another will be settled either for the next race to be run at the nominated meeting or the race applicable to the written race time, whichever is next to go off after the bet was placed.

Untimed or incorrectly timed single bets or single forecasts will be settled as for the next BAGS race to go after time of acceptance. In such cases, where there are two meetings and one of them is nominated, the bet will be on the next race at that meeting.

A bet is not incorrectly timed where the race time-written-corresponds exactly to the time of a race already resolved. Such a bet is void.

Where a client uses a programme order or states "through-the-card" to time trap numbers, but does not state a meeting, and if the bet is in time for a BAGS meeting, it will be settled as for that meeting. If two meetings are on schedule and the bet is accepted in time for both, stakes will be equally divided to cover each meeting individually. Bets for unnamed selections which nominates a BAGS meeting not on schedule for that day, and with no other date given, will be settled as for the BAGS meeting taking place on the day the bet is placed. When two meetings are scheduled, the stakes will be equally divided to cover each of them individually. However, if race times given correspond to only one meeting, the bets will stand for that meeting.

If a greyhound is withdrawn from a race, bets placed prior to the withdrawal at early or show prices will be settled at SP.

Trap Challenges- Which trap will have the most wins? Available at selected meetings as advertised. Bets stand irrespective of any non-runners, void races or abandoned meetings. If any Race(s) result in a dead heat between two runners then ½ a point will be awarded to each dead heated trap number.

30.

RE-RUN RACES

                When a race is declared void and is re-run, all bets will stand for the greyhounds which take part in the re-run, but single bets may be cancelled by mutual agreement before the re-run starts. The prices returned on the re-run will rule settlement and board prices from the original race will not be valid. A re-run race is taken as in the order it was originally placed on the programme and no notice is taken of the time of the re-run. When a race is declared void and is not re-run, all bets on that race will be void and will not count for any additional reserve race.

31.

FOOTBALL

Matches are priced on the basis of 90 minutes play only, unless otherwise stated (i.e. extra time does not count). Only matches for which we quote prices may be selected. Any unquoted selections will be void.

Singles are accepted on football with the exception of N. Irish soccer matches which are accepted minimum trebles (unless otherwise stated). Doubles and Trebles etc, on different contingencies on the same event will be settled with the stakes equally divided, e.g. €10 Double Arsenal 90 minutes, Arsenal Half Time/Full Time will be settled as two €5 singles. Illegible selections will be deemed void.

If a match has started but abandoned before 90 minutes play, that match will be deemed void. Only bets on the first player to score and time of the first goal will stand so long as a goal has been scored at the time of abandonment. Players taking no part or coming on after the first goal has been scored, stakes are returned. Last goal scorer bets in abandoned matches will be void. All double result bets will be void if the match is abandoned before full time. Bets will be accepted up to actual kick off time. If a bet is inadvertently accepted which includes a match after its kick off time the match will be treated as a non runner, however, such bets will stand if accepted up to 5 minutes after kick off time provided that no goals had been scored at the time the bet was placed.

Where a match is played on a different day to that advertised on the coupon, bets will stand provided they are accepted before the match takes place and the match is played within two days from the date stated, unless void by mutual consent. Should a void match reduce a bet to less than the required number of selections the remaining selections will stand.

Where the venue printed on our list is reversed or changed to a neutral ground, or a team plays a different opponent to the one printed, the match will be deemed void. Correct Scores can be accepted on a Football Slip in the format: 0-0, 2-1 etc.

Teams will always be settled to WIN unless clearly stated otherwise, if a draw is required then draw or "X" must be clearly stated. Prices will not be deemed as an indication of intent.

Goalscorer bets will be settled as to score the first goal unless clearly stated otherwise. Own goals do no count for First Goalscorer purposes. First Goal Scorer will be settled on the consensus of reports from the national press when there is any doubt. When a player does not play in a scorecast bet (i.e. First player to score and correct score bet) the stake will stand on the correct score.

The number of corners in a match will be settled by the result provided by IBS (Stan James result service).

All prices are subject to fluctuations.

Text Screen / Coupon prices take preference over the charts we provide for Correct Score, Half Time / Full Time and Scorecasts.

Where special Handicap odds are not quoted the following will apply:

Bets, handicap minus 1 goal Double Odds

Bets, handicap minus 2 goals Five Times Odds

Bets, handicap minus 3 goals Twelve Times Odds

Bets, handicap plus 1 goal 1/4 odds

Bets, handicap plus 2 goals 1/12 odds

Handicaps plus 1 or 2 goals are only accepted on odds against teams, if accepted in error the match will be deemed void.

32.

GENERAL SPORT

a) Special odds are available for players/teams to win more than one event, e.g. T Woods winning the Grand Slam. Bets will be settled at special odds irrespective of any individual odds marked on the slip.

b) We reserve the right to deduct Tattersalls Rule 4 in the event of withdrawn players/teams prior to the start of an event.

33.

GOLF

In tournaments affected by adverse weather, bets will be settled on the official result regardless of the number of rounds played, unless there is no further play after a bet has been struck in which case it will be void. Where a tournament is affected by withdrawals before the start we reserve the right to use Tattersalls' Rule 4(c).

In outright, group, tournament match betting a player is deemed to have played once they have teed off. In the event of a player withdrawing after having teed off, stakes will be lost.

a)    Outright Betting: Non-runner - no bet. Play-offs will determine the tournament winner. Dead heat rules will apply for placings.

b)     b) 72-hole Match Betting: The winner will be the player achieving the highest placing at the end of the tournament. If one player misses the cut, the other is deemed the winner. Where both players miss the cut the lowest score after the cut has been made will determine settlement. If one player is disqualified, either prior to the completion of two rounds or after both players have made the cut, the other player is deemed the winner. If a player is disqualified during either the 3rd or 4th rounds, when his opponent has already missed the cut, the disqualified player is deemed the winner. A price will be offered for the tie and in the event of a tie bets on either player to win will be lost.

c) Group Betting / Top UK Player etc.: The winner will be the player achieving the highest placing at the end of the tournament. Any player missing the cut will be considered a loser. If all players miss the cut, the lowest score after the cut has been made will determine settlement. Players are grouped together for betting purposes only. Non-runner - no bet, deductions in line with Tattersalls' Rule 4(c) will apply. Dead heat rules apply except where the winner is determined by a play-off.

d) 18 Hole Betting: The winner will be the player with the lowest score over 18 holes. In the event of a 2 or 3 ball being rearranged, bets will be settled on the original pairings / groups. Non-runner - 2 or 3 ball void. In 2 ball betting a price will be offered for a tie and this will govern settlement. Dead heat rules will apply to 3 ball betting. If a player in an 18 Hole 2 or 3 ball does not finish the designated holes then all bets on that 2 or 3 ball are void.

When special bets are offered grouping more than 3 players together over 18 holes ( e.g. six shooter etc ) dead-heat rules apply. Non-runner no-bet. Deductions in line with Tattersalls' Rule 4(c) will apply.

34.

ATHLETICS

The medal ceremony will determine all bets. In the absence of a medal ceremony, bets will be settled on the official IAAF result

35.

MOTOR RACING

The podium positions will count as the weigh in and this will determine bets.

36.

SNOOKER/DARTS

Match and Frame/Legs Betting: In the event of a match starting but not being completed all match and Frame/Legs betting will be void. In the event of a change in the total number of Frame/Legs played match bets will stand, but Frame/Legs betting will be void.

37.

TENNIS

a) Outright Betting: All in compete or not.

b) Match and Set Betting: In the event of a match starting but not being completed all match and set betting will be void. In the event of a change in the total number of sets played match bets will stand, but set betting will be void. For example, a match originally designated as 'best of 5 sets' reduced to 'best of 3 sets' because of inclement weather. Bets placed after the semi-final stage will be classified as match bets, and in the event of the match starting, but not being completed, will be declared void.

c) In the event of any of the following circumstances taking place all bets will stand:

a change of playing surface, a change of venue, a change from indoor court to outdoor court or vice versa.

                d) Any bets accepted after a match has started will be deemed void, win or lose.

38.

CRICKET

Limited over matches. In rain affected matches, bets will be governed by the official competition rules. Test match results will stand provided at least one ball has been bowled.

a) Limited Overs Matches: Where no price is quoted for the tie and the official competition rules do not determine a winner, bets on the Outright Result will be made void.

b) Outright Betting: Limited Overs Matches: In matches affected by adverse weather, bets will be governed by the official competition rules.

c) Outright Betting: Test Matches: In matches affected by adverse weather, bets will stand on the official result provided at least one ball has been bowled and in the event of a tie, bets will be settled on the draw.

d) UK County Championship Match Betting: In the event of a draw or tie, all bets on the match result will be void.

e) If a match is abandoned due to outside interference, bets will be made void. Abandoned or postponed matches are void. In the event of a change of opponent from the one advertised, all bets for that match are void.

f) Series Betting: Bets are void if designated number of matches are not completed, unless a sufficient number of tests are played to determine the series.

g) Top Series Batsman / Bowler: All in play or not.

h) Top Batsman in Match: Betting is available on the first innings only and bets stand regardless of the number of overs bowled. Bets placed on any player not in the starting 11 are void. Bets on players who are selected but do not bat will be lost.

39.

RUGBY & AMERICAN FOOTBALL

Where odds for both outright, win and handicap betting are provided, unless the Handicap or a qualifying price has been requested, all bets will be settled on outright win. However, where only Handicap betting is available bets will be settled at the available Handicap whether requested or not.

If a game is abandoned, all bets on that match will be void with the exception of first try scorer/touchdown bets, which will stand if a try/touchdown has been scored at the time of abandonment.

Extra time does not count in Rugby. Overtime does count in American Football (except Double Result Betting.) Abandoned, postponed matches are void unless re-arranged and played in the same week (Monday - Sunday).

40.

BOXING

a) If a contest is postponed or abandoned all bets are void.

b) If a boxer is replaced by a substitute all bets on the original bout will be void.

c) If either boxer fails to answer the bell for the next round, his opponent will be deemed to have won the bout in the previous round.

d) If, for any reason, a points decision is awarded before the full number of rounds are completed, bets will be settled on the round in which the fight was stopped. Bets which nominated 'to win on points' will only be deemed winners if the full number of rounds are completed.

If for any reason the selected number of rounds on which we are betting is changed, all round by round bets will be void

41.

GAA

Matches are priced on the basis of 60 or 70 minutes play (depending on the competition), unless otherwise stated. If a match has started but abandoned before full time, that match will be deemed void, only bets on the first player to score and time of the first point/goal will stand so long as the point/goal has been scored at the time of abandonment. Players taking no part or coming on after the first point/goal has been scored, stakes are returned. Last scorer bets in abandoned matches will be void. All double result bets will be void if the match is abandoned before full time. Matches are not printed on coupons as home and away.

                Where two teams have the same name e.g. Cork Senior and Cork Minor, play on the same or following day bets will default to Senior matches unless clearly specified. Where two teams play on the same or following day e.g. Cork Football and Cork Hurling, stakes will be divided equally on both selections if the selection is not clearly defined. Prices are not deemed indicative of intent

42.

IRISH LOTTO / 49'S-GENERAL RULES

1. On any perm section or any Number bet, if a client does not denote or clearly specify from six numbers or from seven numbers the stake will be settled on the six number draw.

2. Numbers bets may not be coupled with any other betting event nor may 2 or more draws be combined in accumulative bets.

3. No bonuses, Consolation Dividends or Double the Odds will be paid on any bet on the Lucky Numbers Game.

4. Bets specifically instructed for other lotteries will be void.

5. If for any reason a draw does not take place, bets will stand for the next draw unless cancelled by mutual consent.

6. Illegible figures will be disregarded. Where bets are reduced by illegible figures, the odds will be those applicable for the valid numbers only. Where too few numbers are entered on the slip, the bet will be settled at the odds applicable to the number of selections chosen.

7. Bets should clearly state which Draw is intended. If no draw is stated bets will be settled on the next Draw to take place after acceptance.

8. Our general rules will apply to all instances not covered by these special rules

In the Irish Lotto if you wish to place bets for both Wednesdays + Saturdays draws you must clearly mark "Wednesdays + Saturdays" on your docket. Any bet marked "Both Draws" will be settled on the 1st + 2nd Draws on the next lucky Numbers Draw.

43.

BAR ONE RACING MAXIMUM PAYOUTS

The maximum payout on any bet or series of bets to a single customer on any one day's business;

Maximum Payout

Horse Racing                                                        €100,000

Greyhound Racing                                               €50,000

Virtual Events                                                      €25,000

Soccer                                                                   €100,000

Golf                                                                       €100,000

Other Sports                                                         €50,000

Lotto & Numbers Events                                     €100,000

Non-Sporting Events excl. Numbers                   €10,000

The maximum payment to any one client in respect of any Bar One Racing concession (i.e. Best Odds Guaranteed & Lucky 15/31/63 bonuses) is €25,000 per day.

All maximum payouts are Euro or in the currency equivlent as determined by us.
Any bet which includes a combination of markets and results in varying maximum payouts will be subject to the lowest maximum payout.

44.

THE ABOVE SET OF RULES CANCELS ALL PREVIOUS RULES

These rules govern all transactions in our betting shops and those placed over the telephone, providing you with a guarantee of fairness, which you can refer to whenever you have a betting query.

Our, staff are here to help you. The majority of queries can be dealt with amicably by the Shop Manager.

It is in everybody's interests that any disputes are settled quickly and amicably, so you can be sure of prompt and sympathetic attention. On the very rare occasion when the matter cannot be resolved between us within a reasonable time, it will be referred to an independent, mutually agreed third party, for example the IBAS the Racing Post. IBAS is the Independent Betting Arbitration Service whose address for correspondence is: IBAS, PO Box 44781. London, SW1W 0WR.